The Arab Tunisian Bank recorded a decline of about 4% in its net customer loans at end-September 2026, to nearly 5 billion Tunisian dinars, according to its indicators published on 19 October by the Financial Market Council. The bank's net banking income remains slightly higher than in the first nine months of 2025.
After provisions and reserved interest, outstanding loans stand at 4,997.1 million dinars, compared with 5,204.3 million a year earlier and 5,271.8 million at the end of December 2025.
Net banking income reached 283.6 million dinars from January to September, up 1.2% year on year. Banking operating income nevertheless fell by 63.3 million, to 545.7 million dinars. The sharper decline in banking operating expenses, of 66.6 million, helped preserve this increase.
Interest paid by the bank fell by 67.5 million dinars, while commissions received and income from the securities portfolio rose. In the third quarter alone, however, net banking income dropped back to 96.6 million dinars, compared with 109 million a year earlier.
Operating expenses, meanwhile, reached 206.4 million dinars over nine months, compared with 197.4 million in 2025. Customer deposits fell slightly, to 6,759.4 million dinars. Within this, demand deposits rose by 5%, to 2,161.4 million, and savings deposits by 5.2%, to 1,954.4 million.