The Moroccan Insurance Federation aims for 1 July 2027 to remove the paper version of the motor insurance certificate, its president, Mohamed Hassan Bensalah, announced on 8 October in Casablanca. The timetable was presented at the annual meeting of insurance agents and brokers.
For motorists, the project envisages replacing the physical proof with a secure electronic certificate. The date put forward is a target for the profession and does not mean that the paper document has already stopped being used.
A pilot phase began on 1 July 2026 with certificates bearing a QR code, according to explanations from the chair of the Insurance and Social Welfare Supervisory Authority, Abderrahim Chaffai, as reported by Boursenews. The system is meant to allow policyholders to check the validity of their cover.
Roadside checks are also part of the project. A technical solution has been deployed with insurance companies, the National Security Directorate and the gendarmerie, whose officers have terminals able to read these codes and consult the insurance status of vehicles.
The profession expects this digitisation to reduce the administrative workload of intermediaries. Mohamed Hassan Bensalah argued for using the time freed up for advising and following up with clients, rather than a mere change of medium.
In its account of the meeting, ACAPS stresses the quality of information given to policyholders and the adaptation of distribution networks. The authority places the digitisation of the motor certificate among the developments intended to support these networks, alongside strengthening skills and improving local service.