BCEAO doubles mobile money account ceiling to 4 million FCFA
The new limit will take effect on 2 November across the eight UMOA countries. The monthly cumulative total of top-ups will also rise from 10 million to 15 million FCFA.
English coverage and data for Paiements numériques dans l’UMOA.
The new limit will take effect on 2 November across the eight UMOA countries. The monthly cumulative total of top-ups will also rise from 10 million to 15 million FCFA.
The initiative, presented on 6 October, targets skills, compliance and service diversification. The reported funding of 684 million FCFA covers three financial inclusion projects.
The list published on 8 October covers institutions authorised as at the end of August. It allows users and businesses to check the name and approval number of their provider.
The BCEAO confirms that the Treasury of Côte d’Ivoire regularly makes mass payments via PI-SPI. Other WAEMU Treasuries are being supported to join the platform.
From 2 November 2026, identified customers will be able to hold up to 4 million FCFA with a single issuer. Monthly top-ups will be capped at 15 million FCFA.